Roth Ira Limits 2024 Agi Calculator. How much you can contribute to a roth ira—or if you can contribute at all—is dictated by your income, specifically your household's. The contribution limit for individual retirement accounts (iras) for the 2024 tax year is $7,000.

To be eligible to contribute the maximum amount in 2024, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year) if single, or. Contributions for a given tax year can be made to a roth ira up.